Credzu is a compliant credit repair marketplace and escrow platform designed to connect mortgage professionals with vetted credit repair organizations. Our platform streamlines the credit recovery process for denied applicants, empowering them to improve their credit scores safely and qualify for your loans.

Capabilities

TSR-Compliant Escrow System: Credzu offers a secure, built-in escrow system that protects consumer funds until successful credit repair results are delivered. This ensures full compliance with federal regulations and mitigates risk for the referring mortgage broker.
Automated Lead Rescue: The platform provides a seamless handoff for credit-challenged applicants that integrates directly into your daily sales workflows. This allows originators to automatically route disqualified leads to vetted experts while focusing on mortgage-ready borrowers.
Vetted Credit Repair Marketplace: Credzu features a built-in network of heavily vetted, top-performing credit repair organizations with transparent performance metrics. This facilitates the efficient pairing of your borrower with the best expert suited for their specific derogatory marks.
Partner Dashboard and Reporting: With a customizable dashboard, Credzu allows mortgage brokers to gain real-time insight into their credit repair pipeline and track client progress. This ensures you know exactly when a borrower’s score has improved enough to pull a new credit report and seamlessly re-apply.
Consumer-Centric Portal: The platform includes an easy-to-use borrower portal where clients can track their disputes, message their credit repair team, and manage their escrow balances. This provides a transparent experience for the consumer without adding administrative burden or support tickets to the referring loan officer.
Shape API Integration: Built directly into your current workflow, Credzu allows you to hand off subprime leads with the simple click of a button. This seamless integration enhances overall efficiency and fully automates the nurturing process right from within Shape CRM.